How to Qualify & Apply for SSDI
Speak to Our Experienced Oklahoma Social Security Disability Lawyer
In order to qualify for Social Security disability benefits, you must meet certain eligibility requirements. Even if you do qualify, the process of applying for SSDI can be very complicated. It is a good idea to work with a knowledgeable attorney who can help you understand your legal options and guide you through the SSDI application process.
With nearly a decade of experience in Social Security law, our founding attorney, Aimee Todd, is incredibly knowledgeable about the SSDI system. She can help you determine if you are eligible for benefits and assist you in gathering the necessary documents before applying.
Contact Todd Disability Law online or call our office at (405) 349-5727 to discuss your situation with an experienced Oklahoma SSDI lawyer. We serve clients in Oklahoma City, Tulsa, and the surrounding areas.
SSDI Eligibility Requirements
Social Security Disability Insurance is a federal program that provides benefits to workers who have suffered an injury or condition that leaves them unable to work for at least one year. In order to qualify for SSDI benefits, workers must have enough work credits. In other words, they must have “paid in” to the program over a certain amount of time by working at a job that is covered by Social Security. If you have not earned the required work credits (typically, this happens when an individual has never been able to work due to his/her disability), you are not eligible for SSDI, but you may be eligible for Supplemental Security Income (SSI). You can learn more about SSI and its eligibility requirements on our SSI page here.
In order to qualify for SSDI benefits, you must meet the following eligibility requirements:
- You have earned the required work credits
- You had/have a condition or disability that prevented/is expected to prevent you from working for a period of at least one year
- Your condition/disability renders you completely disabled (instead of partially disabled)
- Your condition/disability is listed in the Social Security Administration’s (SSA) list of impairments, also known as the “blue book” or you have a “comparable condition”
If you are unsure of whether or not you meet these requirements, we encourage you to reach out to our Oklahoma Social Security disability lawyer as soon as possible. It can take time to receive your benefits, so the sooner you determine your eligibility and apply, the better. Ms. Todd can help you determine if you are eligible and, if so, can help you begin the SSDI application process.
How to Apply for SSDI Benefits
You may apply for SSDI benefits online or by calling the SSA’s toll-free number (1-800-772-1213). You can also submit your application in person at the nearest Social Security office. Before applying, you will need to make sure that you have all of the necessary documents in addition to your completed application.
These documents include:
- Medical records or at least all contact information for all of your treating doctors
- Workers’ compensation information
- The name(s) and date(s) of birth of your spouse/minor children (if applicable)
- The date(s) of your marriage and/or divorce (if applicable)
- A checking or savings account number and routing number (if you wish to receive benefits via direct deposit)
In certain special circumstances, you may also need to include additional documents or bring other information to your SSDI interview.
Note that it can take up to six months from the time you submit your application to the time you start receiving benefits, so it is crucial that you apply for SSDI as soon as you become disabled.
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